Accidents and accident compensation: why is it important to know the law?
Have you recently been involved in a vehicle collision, or even a slip and fall accident? This means you have been injured while on someone else’s property, most commonly a street or parking lot. This can happen anywhere, including local grocery stores, shopping malls, airports, hotels/resorts, schools, and amusement parks. The injury can be physical, such as an injury due to a slip and fall on the pavement, or psychological, such as emotional distress due to a hostile work environment, that is why it is very important that you know the law of your country, so that you or a family member, do not have to worry that your medical insurance will pay a hospital bill, but the hospital bill can be a burden to you and your entire family due to the high co-payments and out of pocket expenses involved in not knowing the law of your country. We prepared a brief article on accidents and accident compensation so you know what you are entitled to.
Your rights as an individual and a worker: What you are entitled to
Many of us already work part-time, just to make ends meet, and continue to struggle to pay medical and hospital bills. You are entitled to medical and hospital benefits even if you are on workers’ compensation, since you are still an employee. As a worker, you are covered under workers’ compensation law that has “contributory negligence,” which means that if the at-fault party was found at fault due to contributory negligence, they will only pay half of your medical costs.
What does this mean for you as an injured worker? It means that your employer’s liability insurance policy, in this case your employer’s, will cover half of your hospital bills and lost wages in the event that your injury prevents you from returning to work.
Your employer’s liability insurance will pay 75% of your medical expenses if you are not completely unable to work as a result of your injury.
Benefits and lump sum payments
You may also be entitled to receive a lump sum payment for lost wages if you are no longer able to work due to your injury and have been unable to work, in which case you may be entitled to receive a lump sum payment.
Many of us are not aware that we are entitled to these benefits and so they are not advertised. Many workers do not realize the benefits to which they may be entitled, and this often results in them missing out. Your employer should explain the law to you. This is especially important because many workers are unsure about going to their employers with their concerns and problems.
Accidents and accident compensation: What you can claim
If you are injured you may be entitled to claim benefits. Benefits are often called “accident compensation” or “pain and suffering” and may be awarded for pain, suffering, hospitalization, treatment or other items.
It is important to understand that the amount of the benefit may vary depending on the circumstances of your accident. It may vary from case to case depending on the severity of your injury. These benefits are not usually provided if the accident is minor or if there are no injuries. It is important to remember that these benefits are not free and you may have to pay for them if they are awarded.
The importance of consulting with an attorney about your accidents and accident compensation
It is very important to consult an attorney when you are injured, because your attorney will be able to tell you if you are entitled to a specific benefit due to your employer’s negligence.
Your employer has a legal obligation to maintain your health and safety and to keep you in a safe working environment. This means that he or she cannot do anything that would endanger you and prevent you from doing your job. As long as your employer maintains the safety of its employees, it is not really negligent, but if it creates a dangerous work environment and knows about it and does nothing about it, it has breached its obligations.
It is important for you to know that your employer may try to blame you for the accident if you report it, especially if he does not have accident insurance.